/* =====================================================================
   BU RECHNER - Hauptstylesheet
   Farbschema: Tiefes Marineblau (Vertrauen/Finanzen) + warmes Bernstein
   (Handlungsaufforderung). Bewusst anders als andere Projekte.
   ===================================================================== */

:root {
  --color-navy: #16233f;
  --color-navy-light: #2c4066;
  --color-navy-pale: #eef1f7;
  --color-amber: #c47f2c;
  --color-amber-dark: #a8681e;
  --color-paper: #f8f6f1;
  --color-paper-dark: #efe9dd;
  --color-ink: #1c2430;
  --color-ink-light: #4d5a6e;
  --color-line: rgba(22, 35, 63, 0.14);
  --color-green: #2e6b4f;
  --color-red: #a83a3a;
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --font-serif: 'Source Serif Pro', Georgia, 'Times New Roman', serif;
  --font-sans: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--color-ink);
  background: var(--color-paper);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: var(--font-serif);
  color: var(--color-navy);
  line-height: 1.22;
  margin: 0 0 0.5em;
  font-weight: 700;
  overflow-wrap: break-word;
  hyphens: auto;
}
h1 { font-size: clamp(2rem, 4vw, 2.9rem); }
h2 { font-size: clamp(1.5rem, 2.6vw, 2.05rem); margin-top: 0; }
h3 { font-size: 1.25rem; }

p { margin: 0 0 1.05em; }
a { color: var(--color-navy-light); text-decoration-thickness: 1px; }
a:hover { color: var(--color-amber-dark); }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---- Kopfzeile ------------------------------------------------- */
.site-header {
  background: #fff;
  border-bottom: 1px solid var(--color-line);
  position: sticky;
  top: 0;
  z-index: 50;
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.3rem;
  color: var(--color-navy);
  text-decoration: none;
  order: 1;
  white-space: nowrap;
}
.brand .brand-mark {
  width: 34px; height: 34px;
  border-radius: 9px;
  background: linear-gradient(135deg, var(--color-navy), var(--color-navy-light));
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 1.05rem; font-family: var(--font-sans); font-weight: 800;
  flex-shrink: 0;
}
.main-nav { display: flex; align-items: center; gap: 26px; order: 2; }
.main-nav a {
  color: var(--color-ink);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 600;
}
.main-nav a:hover { color: var(--color-navy-light); }
.header-cta { order: 3; }
.nav-toggle {
  display: none;
  order: 4;
  align-items: center; justify-content: center;
  width: 40px; height: 40px; border-radius: 8px; flex-shrink: 0;
  border: 1px solid var(--color-line); background: #fff; cursor: pointer;
  color: var(--color-navy);
}

.btn {
  display: inline-block;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform .12s ease, box-shadow .12s ease;
}
.btn-primary { background: var(--color-amber); color: #fff; }
.btn-primary:hover { background: var(--color-amber-dark); color: #fff; transform: translateY(-1px); }
.btn-outline { background: transparent; border-color: var(--color-navy); color: var(--color-navy); }
.btn-outline:hover { background: var(--color-navy); color: #fff; }
.btn-block { display: block; width: 100%; text-align: center; }
/* Hoehere Spezifitaet (.btn.header-cta statt .header-cta allein) nötig,
   damit dies nach der .btn-Pillenform (border-radius:999px) tatsächlich
   greift - beide Klassen haben sonst gleiche Spezifität, und ohne
   .btn-Praefix würde die spätere .btn-Regel gewinnen. */
.btn.header-cta { border-radius: var(--radius-sm); }

/* ---- Hero -------------------------------------------------------- */
.hero { padding: 56px 0 40px; }
.hero .container {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: start;
}
.hero-copy .eyebrow {
  display: inline-block;
  color: var(--color-amber-dark);
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 12px;
}
.text-lede { font-size: 1.12rem; color: var(--color-ink-light); max-width: 640px; }
.btn-row { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 22px; }
.trust-row {
  display: flex; gap: 22px; flex-wrap: wrap; margin-top: 26px;
  font-size: 0.88rem; color: var(--color-ink-light);
}
.trust-row span { display: flex; align-items: center; gap: 6px; }
.trust-row .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--color-green); }

.hero-visual {
  background: var(--color-navy);
  border-radius: var(--radius-lg);
  padding: 28px;
  color: #fff;
}
.fact-box dl { margin: 0; }
.fact-row {
  display: flex; justify-content: space-between; gap: 12px;
  padding: 13px 0; border-bottom: 1px solid rgba(255,255,255,0.14);
  font-size: 0.94rem;
}
.fact-row:last-child { border-bottom: none; }
.fact-row dt { color: rgba(255,255,255,0.72); }
.fact-row dd { margin: 0; font-weight: 700; text-align: right; }

/* ---- Abschnitte --------------------------------------------------- */
section { padding: 46px 0; }
.section-soft { background: #fff; }
.section-head { max-width: 720px; margin-bottom: 28px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.eyebrow {
  display: inline-block; color: var(--color-amber-dark); font-weight: 700;
  font-size: 0.82rem; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 10px;
}

/* ---- Karten-Raster (Anbieter, Ratgeber) ---------------------------- */
.karten-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
@media (max-width: 1100px) { .karten-grid { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 820px)  { .karten-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px)  { .karten-grid { grid-template-columns: 1fr; } }

.anbieter-card, .ratgeber-card {
  background: #fff;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-md);
  padding: 22px;
  min-width: 0;
}
.anbieter-card h3, .ratgeber-card h3 { margin-bottom: 8px; font-size: 1.08rem; }
.anbieter-card p, .ratgeber-card p { color: var(--color-ink-light); font-size: 0.92rem; margin-bottom: 14px; }
.card-link { font-weight: 700; color: var(--color-amber-dark); text-decoration: none; font-size: 0.92rem; }
.card-link:hover { text-decoration: underline; }

.rating-chip {
  display: inline-block;
  background: var(--color-navy-pale);
  color: var(--color-navy);
  border-radius: 999px;
  padding: 3px 11px;
  font-size: 0.78rem;
  font-weight: 700;
  margin-bottom: 10px;
}

/* ---- Hinweisboxen --------------------------------------------------- */
.hinweis-box {
  background: var(--color-navy-pale);
  border-radius: var(--radius-md);
  padding: 22px 24px;
  margin: 22px 0;
}
.hinweis-box h3 { margin-bottom: 10px; }
.hinweis-box.warn { background: #fbf2e6; }
.hinweis-box.kritisch { background: #f7eaea; }

/* ---- Kurzantwort-Block (GEO: direkt unter Frage-Ueberschriften) ---- */
.kurzantwort {
  background: #fdf5ea;
  border-left: 4px solid var(--color-amber);
  border-radius: var(--radius-sm);
  padding: 18px 22px;
  margin: 18px 0 26px;
}
.kurzantwort .marke {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-amber-dark);
  margin-bottom: 8px;
}
.kurzantwort p { margin: 0; font-size: 1rem; line-height: 1.55; }
.kurzantwort strong { color: var(--color-navy); }

/* ---- Tabellen --------------------------------------------------- */
.tabelle-wrap { overflow-x: auto; margin: 22px 0; border-radius: var(--radius-md); border: 1px solid var(--color-line); }
table.tarif-table { width: 100%; border-collapse: collapse; font-size: 0.94rem; min-width: 480px; }
table.tarif-table th, table.tarif-table td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--color-line); }
table.tarif-table th { background: var(--color-navy); color: #fff; font-family: var(--font-serif); font-weight: 700; }
table.tarif-table tr:last-child td { border-bottom: none; }
table.tarif-table tr:nth-child(even) td { background: rgba(22,35,63,0.025); }

/* ---- Produkt-Badges --------------------------------------------- */
.produkt-badges { display: flex; flex-wrap: wrap; gap: 10px; margin: 18px 0; }
.pbadge {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 7px 14px; border-radius: 999px; font-size: 0.86rem; font-weight: 700;
  border: 1px solid var(--color-line);
}
.pbadge.ja { background: #eaf3ee; color: var(--color-green); border-color: rgba(46,107,79,0.25); }
.pbadge.nein { background: #f4ede5; color: #7a5a35; border-color: rgba(122,90,53,0.25); text-decoration: line-through; }

/* ---- FAQ ---------------------------------------------------------- */
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-md);
  padding: 4px 20px;
}
.faq-item summary {
  cursor: pointer; font-weight: 700; color: var(--color-navy);
  padding: 16px 0; display: flex; justify-content: space-between; align-items: center;
  list-style: none; gap: 14px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item .chev { width: 20px; height: 20px; flex-shrink: 0; transition: transform .18s ease; color: var(--color-amber-dark); }
.faq-item[open] .chev { transform: rotate(180deg); }
.faq-antwort { color: var(--color-ink-light); margin: 0 0 16px; }

/* ---- Quellenhinweis --------------------------------------------- */

/* ---- Formular (Vue Multi-Step) ------------------------------------ */
.formular-mobile-trigger { display: none; }
.formular-backdrop { display: none; }
.formular-close { display: none; }
#lead-formular {
  background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-lg);
  padding: 32px; max-width: 620px; margin: 0 auto; box-shadow: 0 10px 34px rgba(22,35,63,0.08);
  position: relative;
}
/* Auf schmalen Viewports läuft das Formular als distraction-freies
   Popup statt eingebettet im Seitenfluss. */
@media (max-width: 700px) {
  .formular-mobile-trigger {
    display: flex; align-items: center; justify-content: center;
    width: 100%; max-width: 420px; margin: 0 auto;
  }
  #lead-formular {
    display: none;
    position: fixed; inset: 0; z-index: 300;
    max-width: none; margin: 0; border-radius: 0;
    overflow-y: auto; -webkit-overflow-scrolling: touch;
    box-shadow: none;
  }
  #lead-formular.formular-panel--offen { display: block; }
  .formular-backdrop {
    display: none;
    position: fixed; inset: 0; z-index: 299;
    background: rgba(22,35,63,0.55);
  }
  .formular-backdrop.formular-backdrop--offen { display: block; }
  .formular-close {
    display: flex; align-items: center; justify-content: center;
    position: absolute; top: 14px; right: 14px;
    width: 36px; height: 36px; border-radius: 50%;
    background: var(--color-navy-pale); color: var(--color-navy);
    border: none; cursor: pointer; z-index: 2;
  }
  body.formular-scroll-lock { overflow: hidden; }
  #lead-formular.formular-panel--offen { padding-top: 56px; }
}
.form-schritt-kopf { display: flex; justify-content: space-between; align-items: center; margin-bottom: 22px; }
.form-fortschritt { height: 5px; background: var(--color-navy-pale); border-radius: 999px; overflow: hidden; margin-bottom: 26px; }
.form-fortschritt-balken { height: 100%; background: var(--color-amber); transition: width .25s ease; }
.form-frage { font-family: var(--font-serif); font-size: 1.3rem; color: var(--color-navy); margin-bottom: 18px; }
.option-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 18px; }
.option-card {
  border: 2px solid var(--color-line); border-radius: var(--radius-md); padding: 20px 16px;
  background: #fff; cursor: pointer; font-weight: 600; text-align: center; font-size: 0.96rem;
  transition: border-color .12s ease, background .12s ease, transform .1s ease;
  display: flex; flex-direction: column; align-items: center; gap: 10px;
}
.option-card:hover { border-color: var(--color-amber); transform: translateY(-1px); }
.option-card.aktiv { border-color: var(--color-amber); background: #fdf5ea; }
.option-card .opt-icon {
  width: 48px; height: 48px; border-radius: 12px;
  background: var(--color-navy-pale); color: var(--color-navy);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.option-card.aktiv .opt-icon { background: var(--color-amber); color: #fff; }
.option-card--rund { padding: 26px 16px; }
.opt-icon-rund {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--color-navy-pale); color: var(--color-navy);
  display: flex; align-items: center; justify-content: center;
}
.form-field { margin-bottom: 16px; }
.form-field label { display: block; font-weight: 700; font-size: 0.88rem; margin-bottom: 6px; color: var(--color-navy); }
.form-field input, .form-field select, .form-field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--color-line); border-radius: var(--radius-sm);
  font-size: 0.98rem; font-family: var(--font-sans); background: #fff;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: none; border-color: var(--color-amber);
}
.form-field input.feld-fehler, .form-field select.feld-fehler {
  border-color: var(--color-red); background: #fdf1f0;
}
.form-field-fehlertext { color: var(--color-red); font-size: 0.82rem; margin: 6px 0 0; }
.form-field.zwei-spalten { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-vertrauenshinweis {
  font-size: 0.85rem; color: var(--color-ink-light); background: var(--color-navy-pale);
  border-radius: var(--radius-sm); padding: 12px 14px; margin-bottom: 18px; line-height: 1.5;
}
.form-nav { display: flex; justify-content: space-between; align-items: center; margin-top: 22px; }
.form-zurueck { background: none; border: none; color: var(--color-ink-light); font-weight: 700; cursor: pointer; padding: 10px; }
.form-fehler { color: var(--color-red); font-size: 0.88rem; margin-top: 10px; }
.form-erfolg { text-align: center; padding: 20px 0; }
.form-erfolg h3 { color: var(--color-green); }
.hp-field { position: absolute; left: -9999px; opacity: 0; }
.datenschutz-zeile { font-size: 0.82rem; color: var(--color-ink-light); margin-top: 14px; }
.datenschutz-zeile a { color: var(--color-navy-light); }

/* ---- Rechner (Bedarfsermittlung) ---------------------------------- */
.rechner-box {
  background: #fff; border-radius: var(--radius-lg); border: 1px solid var(--color-line);
  padding: 30px; max-width: 640px; margin: 0 auto;
}
.rechner-ergebnis {
  background: var(--color-navy); color: #fff; border-radius: var(--radius-md);
  padding: 22px; margin-top: 22px; text-align: center;
}
.rechner-ergebnis .betrag { font-family: var(--font-serif); font-size: 2.1rem; font-weight: 700; }
.slider-zeile { margin-bottom: 20px; }
.slider-zeile label { display: flex; justify-content: space-between; font-weight: 700; font-size: 0.92rem; margin-bottom: 8px; }
.slider-zeile input[type=range] { width: 100%; }

/* ---- Fußzeile ------------------------------------------------------ */
.site-footer { background: var(--color-navy); color: rgba(255,255,255,0.82); padding: 46px 0 26px; margin-top: 40px; }
.site-footer a { color: rgba(255,255,255,0.82); }
.site-footer a:hover { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 30px; margin-bottom: 30px; }
.footer-grid h4 { color: #fff; font-family: var(--font-sans); font-size: 0.85rem; text-transform: uppercase; letter-spacing: .05em; margin-bottom: 14px; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 8px; font-size: 0.9rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.14); padding-top: 20px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; font-size: 0.82rem; color: rgba(255,255,255,0.6); }
@media (max-width: 820px) { .footer-grid { grid-template-columns: 1fr 1fr; } }

/* ---- Silbentrennung / Sicherheitsnetz gegen Ueberlauf -------------- */
.pbadge, .card-link, .fact-row dd { overflow-wrap: break-word; }

/* ---- Vergleichs- und Uebersichtstabellen (Bedingungen, Testnoten, Gesundheitsfragen) ---- */
.vgl-table-wrap { overflow-x: auto; margin: 18px 0; border-radius: var(--radius-md); border: 1px solid var(--color-line); }
.vgl-table { width: 100%; border-collapse: collapse; font-size: 14.5px; background: #fff; min-width: 440px; }
.vgl-table caption { text-align: left; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--color-navy-light); padding: 12px 16px 8px; }
.vgl-table th, .vgl-table td { padding: 11px 16px; text-align: left; border-bottom: 1px solid var(--color-line); vertical-align: top; }
.vgl-table thead th { background: var(--color-navy); color: #fff; font-weight: 700; font-size: 13px; }
.vgl-table tbody tr:last-child td { border-bottom: none; }
.vgl-table tbody tr:nth-child(even) { background: var(--color-navy-pale); }
.vgl-table td:first-child, .vgl-table th:first-child { font-weight: 600; color: var(--color-navy); white-space: nowrap; }
.vgl-table .ok { color: var(--color-green); font-weight: 700; }
.vgl-table .nok { color: var(--color-red); font-weight: 700; }
.vgl-table .teil { color: var(--color-amber-dark); font-weight: 700; }

/* ---- Inhaltsverzeichnis (Sprungmarken, SEO + Usability) ---- */
.toc-box {
  background: #fff; border: 1px solid var(--color-line); border-radius: var(--radius-md);
  padding: 22px 24px; margin: 0;
}
.toc-box .toc-title {
  font-family: var(--font-serif); font-size: 1.05rem; font-weight: 700;
  color: var(--color-navy); margin: 0 0 14px;
}
.toc-box ol {
  margin: 0; padding: 0; list-style: none; counter-reset: toc-counter;
  columns: 1; column-gap: 32px;
}
@media (min-width: 640px) { .toc-box ol { columns: 2; } }
.toc-box li {
  counter-increment: toc-counter; break-inside: avoid; margin-bottom: 9px;
}
.toc-box li a {
  display: flex; gap: 10px; color: var(--color-ink); text-decoration: none;
  font-size: 14px; line-height: 1.4; padding: 3px 0;
}
.toc-box li a:hover { color: var(--color-amber-dark); }
.toc-box li a::before {
  content: counter(toc-counter); flex: 0 0 auto;
  display: inline-flex; align-items: center; justify-content: center;
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--color-navy-pale); color: var(--color-navy-light);
  font-size: 11.5px; font-weight: 700;
}
.hero-copy, .hero-visual, .anbieter-card, .ratgeber-card { min-width: 0; }

/* ---- Mobil --------------------------------------------------------- */
@media (max-width: 900px) {
  .site-header .container {
    flex-wrap: wrap;
    height: auto;
    padding: 14px 20px;
    row-gap: 12px;
  }
  .brand { flex: 1 1 auto; font-size: 1.15rem; }
  .brand .brand-mark { width: 30px; height: 30px; font-size: 0.95rem; }
  .nav-toggle { display: flex; order: 2; }
  .header-cta { order: 3; flex: 1 0 100%; text-align: center; }
  .main-nav {
    display: none;
    order: 4;
    flex: 1 0 100%;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    border-top: 1px solid var(--color-line);
    padding-top: 10px;
  }
  .main-nav.main-nav--offen { display: flex; }
  .main-nav a { padding: 10px 4px; }
  .hero .container { grid-template-columns: 1fr; }
  .option-grid { grid-template-columns: 1fr; }
  .form-field.zwei-spalten { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  #lead-formular { padding: 24px 18px; }
}
@media (max-width: 420px) {
  .hero h1 { font-size: clamp(1.6rem, 8vw, 2.1rem); }
}